HDFC
Travel
HDFC BANK
VISA
HDFC Regalia Gold
by HDFC • Visa
Annual Fee
₹2,500 + GST
Joining Fee
₹2,500 + GST
Best Reward
up to 8.7%
on SmartBuy Portal (5X)
TravelVisa
⭐Reward Structure
| Category | Reward Rate | Type | Cap |
|---|---|---|---|
| SmartBuy Portal (5X) | up to 8.7% | points | ₹5,000/month |
| Myntra/Nykaa/Reliance Digital (5X) | up to 8.7% | points | ₹5,000/month |
| Insurance | up to 1.6% | points | ₹2,000/day |
| Grocery | up to 1.6% | points | ₹2,000/month |
| Base Spends | up to 1.6% | points | No cap |
✈️Travel & Lounge Benefits
✓
Domestic Lounge Access
3 complimentary accesses per quarter within India (at domestic and international terminals) using HDFC Bank Regalia Gold Credit Card directly
✓
International Lounge Access
6 complimentary lounge accesses per calendar year outside India via Priority Pass (shared between primary and add-on members)
✓Key Benefits
✓EMI conversion facility (SmartEMI)
✓Add-on cards available
✓Contactless payments enabled
✓Revolving credit at nominal interest rate
✓24x7 Concierge services