HDFC
★ Premium
HDFC BANK
Diners Club
HDFC Diners Club Black Metal
by HDFC • Diners Club
Annual Fee
₹10,000 + GST
Joining Fee
₹10,000 + GST
Best Reward
up to 16.6%
on SmartBuy Portal (5X avg)
PremiumDiners Club
⭐Reward Structure
| Category | Reward Rate | Type | Cap |
|---|---|---|---|
| SmartBuy Portal (5X avg) | up to 16.6% | points | ₹10,000/month |
| Weekend Dining | up to 6.6% | points | ₹1,000/day |
| Utility/Telecom/Grocery | up to 3.3% | points | ₹2,000/month |
| Insurance | up to 3.3% | points | ₹5,000/day |
| Base Spends | up to 3.3% | points | No cap |
✈️Travel & Lounge Benefits
✓
Domestic Lounge Access
Unlimited complimentary access for primary and add-on card members
✓
International Lounge Access
Unlimited complimentary access for primary and add-on card members
✓Key Benefits
✓Metal edition card
✓EMI conversion facility (SmartEMI / Dial-an-EMI)
✓Add-on cards available (also get unlimited lounge access)
✓Contactless payments enabled
✓Revolving credit at nominal interest rate