SBI
★ Premium
SBI BANK
VISA
SBI Card ELITE
by SBI • Visa / Mastercard / American Express
Annual Fee
₹4,999 + GST
Joining Fee
FREE
Best Reward
up to 2.5%
on Dining/Dept Stores/Grocery (5X)
PremiumVisa / Mastercard / American Express
⭐Reward Structure
| Category | Reward Rate | Type | Cap |
|---|---|---|---|
| Dining/Dept Stores/Grocery (5X) | up to 2.5% | points | ₹10,000/month |
| Base Spends | up to 0.5% | points | No cap |
✈️Travel & Lounge Benefits
✓
Domestic Lounge Access
2 complimentary domestic airport lounge visits per quarter
✓
International Lounge Access
6 complimentary visits per calendar year (max 2 per quarter)
✓Key Benefits
✓Contactless payments (Visa PayWave)
✓Worldwide acceptance at 24M+ outlets, 3.25L+ in India
✓Add-on cards for family (18+)
✓Cash withdrawal from 1M+ ATMs globally
✓Utility bill payment via Easy Bill Pay
✓Chip & PIN enabled security
✓Balance Transfer on EMI — transfer other bank CC outstanding at lower rates
✓Flexipay — convert ₹2,500+ purchases into EMI within 30 days
✓Emergency card replacement worldwide (Visa/MC)