ICICI
Everyday
ICICI BANK
VISA
ICICI Bank Platinum Chip Credit Card
by ICICI • Visa
Annual Fee
FREE
Joining Fee
FREE
Best Reward
up to 6%
on iShop Hotels (12X)
EverydayVisa
⭐Reward Structure
| Category | Reward Rate | Type | Cap |
|---|---|---|---|
| iShop Hotels (12X) | up to 6% | points | No cap |
| iShop Flights/Vouchers (6X) | up to 3% | points | No cap |
| Grocery/Dept Stores | up to 0.5% | points | ₹20,000/month |
| Base Spends | up to 0.5% | points | No cap |
| Utility & Insurance | up to 0.3% | points | ₹40,000/month |
✓Key Benefits
✓Lifetime free — no joining or annual fee ever
✓EMV Chip Protection (embedded microchip) for counterfeit protection
✓Contactless payments with single-tap security
✓Zero-liability protection against unauthorized transactions
✓PIN-based transaction security
✓Easy EMI conversion — shop now, pay later
✓iShop 6-12X acceleration on travel and vouchers
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